Grow your business with
a term loan
Apply online in minutes for a term loan up
to $500,000 with predictable repayment
terms.BVSUP-00151
Business term loans are offered by Bluevine's lending partners, not Bluevine.
Offerings and eligibility requirements vary by partner.
Fast and
simple applicationEasily apply and get a business term loan
decision in as fast as 24 hours.Clear and
straightforward termsMake repayments on a predictable
schedule of up to 24 months.Lump-sum funding for
business growthCover equipment, inventory, expansion, payroll, and other major business expenses.
How to apply for a term loan
Submit an application without impacting your personal credit score.BVSUP-00008
Apply online in minutes.
Submit our easy application to be considered for term loans via our lending network.BVSUP-00126
Get a fast decision.
We’ll review your application in as fast as 24 hours.
Review your financing offer.
If you're eligible, we'll reach out about your offer. You may receive multiple offers.
One easy application, multiple business financing options
When you apply through Bluevine, you’ll be considered for business term loans and lines of credit via our network of lending partners, as well as a Bluevine Line of Credit.
Term loan FAQs
To apply for a business term loan through Bluevine, complete our simple loan application. Your application will be reviewed for business term loans and lines of credit from our network of lending partners—and, depending on your eligibility, you may also be considered for a Bluevine Line of Credit. Applying for and reviewing any of these offers won’t affect your personal credit score.BVSUP-00151 Once your application is submitted, you can get a decision in as fast as 24 hours.
Although each partner has unique eligibility criteria, common eligibility factors include:
- FICO score, personal credit score
- Number of years in business
- Monthly or annual revenue
- Business is in good standing with no bankruptcies
No. Submitting an application and reviewing an offer doesn’t affect your personal credit score. However, accepting an offer may result in a “hard inquiry.”
By using Bluevine’s loans application,BVSUP-00008 eligible business owners can apply for business term loans from Bluevine’s network of lending partners without impacting their personal credit score.BVSUP-00151 Depending on eligibility, you may also receive an offer for a Bluevine Line of Credit.
A term loan is a type of business loan in which you receive a lump sum upfront, which is repaid over a fixed schedule.
Term loans and lines of credit are two different types of business loans.
| Term loan | Line of credit |
|---|---|
|
|
Your repayment schedule and terms may vary and are determined by your lender.
Need ongoing access to capital?
Get a revolving line of credit to cover big expenses and grow your business.
Learn more
Looking for SBA funding?
We’ve partnered with Fundera by NerdWallet to help you access SBA 7(a) loans up to $350,000.
Contact salesReady to apply for a
term loan?
Submit your application in just a few minutes with no impact to your credit
score.BVSUP-00008